Requirements
- 1 appropriate ID (Passport, Driver’s license, SSS)
- step 1 Proof of Billing (fuel, h2o, landline)
- Newest 1-few days payslip or proof of income
Fees & Fees
A handling percentage from 7% is actually deducted from the web loaned amount for each canned mortgage. 5% everyday plus a late fee payment out of Php500.
Fee Choices
- Lender Deposit (Over-the-counter, Online Financial, ATM)
- Dragon Pay (7-11, Cebuana, LBC, SM Robinson Fee Centers and you may Bayad Facilities)
Debtor Duties Throughout Loan application
- Take a look at the package carefully and make certain you know the fresh new conditions prior to signing.
- Don’t overstate your revenue, a job stage, and you may property.
- Be truthful regarding earlier otherwise current credit problems; statement all costs.
- Don’t number bogus all about your loan software, and do not provide not true supporting data.
As to the reasons Choose Vidalia Financing
Vidalia Financing might only be around in order to consumers from the Metro Manila urban area. However, let me make it clear, the loan products are designed to uplift the new life of its people by taking proper care of its economic demands. With plenty of financing organizations from the Philippines, there are numerous reason why users need to choose Vidalia Credit.
Now offers no Prepayment Penalty
With fund penalizing customers that need to fund their loaned number ahead, customers are welcome to settle their money prior to when their due times with Vidalia. They understand one particular consumers need to get reduce more worries and you may attention repayments, plus they support her or him.
Quick and easy Process
Particular applications with Vidalia Lending will likely be accomplished 100% online. It doesn’t matter how users need certainly to processes the loan applications, the latest approval process is fast, and you will consumers know caused by their loan application in this 2 days.
Has the benefit of Low-Guarantee / Zero Guarantor Loans
Brand new headache that most people deal with whenever obtaining financing was security or a beneficial guarantor. Not many customers will be able to present security if need comes. In order to and method loved ones or family become a beneficial guarantor can be an aggravation. Not many wish to show a similar court financial obligation because the debtor without wearing anything apart from a potential responsibility.
Readily available for Somebody and you will People
The great thing about Vidalia Financing is where they generate financing issues readily available just for people however for organizations searching during the broadening companies. What makes the organization mortgage significantly more attractive is they offer low-collateral loans.
Safe Deals
Vidalia Lending abides by rigid research privacy guidance because of its customers. It implies that most of the research and you can suggestions shared with her or him won’t be common neither marketed so you can exterior functions.
Zero Undetectable Charges or Fees
The new charges one users will have to pay could well be shown at the beginning of the procedure. He’s provided to and you will signed up for the specific charge and costs that they can have to pay from inside the period of its financing title. They do not have even to expend one charge after they accept the money very early.
How exactly to Sign up
Obtaining a loan is very simple and you may timely. Customers is also in person go to the web site out-of Vidalia Lending to start the application procedure of the clicking on the newest redirect switch on top of the latest web page and then clicking on brand new finance part.
To own earliest-go out people, maximum loanable count is actually Php10,100 however for repeat borrowers, the maximum loanable matter is actually Php 15,000.
Private Financing otherwise Income Funds, customers will get physically go to the site’s Consumer loan point to make use of private Funds or perhaps the site’s Salary financing part to utilize for Income Loans. Next, start the borrowed funds app and commence filling out the facts.